In Poland, PayPal is not as popular as abroad, but some customers are keen to use it. The service allows you to send and receive payments in different currencies, online transactions and several other options. It is worth thinking about setting up a PayPal account if you often buy from foreign shops or run an online service business.
PayPal is a powerhouse among the world's payment operators. It currently has more than 420 million users. It easily allows you to accept and receive money, also bypassing your bank. Its numerous functionalities and robust security features mean that more and more people are choosing to open an account with this service. Find out how PayPal works, what exactly it is and why you should use it.
PayPal - what is it?
PayPal is an advanced electronic wallet. It allows you to make and receive payments in a variety of ways and currencies. Wondering if PayPal is free? Setting up and maintaining an account remains free, as do domestic transactions. A debit card (Visa, Mastercard or American Express) or bank account must be assigned to it. Otherwise, the account will remain unverified.
However, you will still be able to use it because PayPal also has its own balance. Before you make your first payment, you need to top it up. How do you transfer money to PayPal? You can top up manually via a traditional bank transfer or an instant option. If you have funds in your PayPal account, they will be charged first when you make a purchase. 
Is PayPal secure?
PayPal has been around since 1998, initially as part of eBay. Since then, it has earned the trust of millions of users. However, it's no surprise if you wonder whether PayPal is secure. It's worth checking carefully any service that holds our money and has access to our debit card.
PayPal is very concerned about customer security. When you pay through it, you do not have to worry that the retailer will know your details normally shared by a bank for a traditional transfer. PayPal only provides the shops with the buyers' email addresses and, if necessary, the address for shipping the package. In addition, merchants are verified before making PayPal payments available on their sites. The service also provides a 100% refund if the parcel is not received.
How do I set up a PayPal account?
All you need to create an account is an email address. A verification link will come to it, which will allow you to log in to the service. You are immediately given the option to send money to friends and pay in online shops.
To do this, of course, you will need to assign a debit card or link your profile to your bank account. Adding the card will require it to be verified. To do this, PayPal will temporarily freeze a small amount, which will then be refunded.
A card or bank account connection is not required. You can pay with your PayPal balance, but you are then subject to annual transaction limits and listed as an unverified user. How do I pay PayPal in this case? You will need to fund your balance manually and then select PayPal among the payment methods in the online shop. 
How do I start and set up PayPal payment processing?
Buyers are much more likely to shop in shops where you can pay via PayPal. It is worth making this option available to your customers, especially if you sell goods abroad. Using PayPal, you can easily accept payments in euros, dollars, pounds and many other currencies.
In order to add this payment method to your shop, you must have a company account with PayPal. If you run your shop based on one of the sales platforms, you will make the configuration in the administration panel. You will find instructions from your service provider. If you have any problems, please direct your questions to our support team.
PayPal verifies its merchants. Once they have gone through this process, your customers will be able to add you to their list of trusted beneficiaries and set up recurring payments. This is ideal for those offering services or products in a subscription model.
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